Tow truck towing a car on a flatbed
Tow Truck Insurance

Tow Trucks.

Coverage guidance for tow trucks, wreckers, and roadside assistance operations.

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Vehicle Overview

About Tow Trucks

Tow trucks face unique risks, from on-hook liability to roadside exposure. We help towing and roadside assistance businesses understand their coverage options.

Risk Exposures

Common Risk Exposures

On-Hook Liability

Liability for vehicles you're towing creates specific coverage needs.

Roadside Exposure

Working on roadsides creates significant liability exposure.

Customer Vehicles

Vehicles in your care, custody, or control need coverage attention.

Heavy Equipment

Tow trucks carry specialized equipment with specific value.

Coverage Options

Relevant Insurance Coverage

Coverage options commonly considered for tow trucks.

Additional Considerations

Things to Think About

On-Hook Coverage

We help you understand coverage for vehicles you're towing.

Storage Lot Liability

If you store vehicles, we help you think through storage coverage.

Roadside Service Operations

We help you understand liability for roadside assistance work.

Commercial Auto Quote • Step 1 of 5

What do you need to insure?

Select the vehicle type that best describes what you drive for business.

Straight Answers

Tow Trucks Questions, Answered

On-hook coverage helps cover liability for vehicles you're towing. We help you understand this important coverage for towing operations.

If you store customer vehicles, garagekeepers insurance may help cover them. We help you understand your coverage needs.

Tow truck operations typically need liability, physical damage, on-hook, and garagekeepers coverage. We help you build a coverage program for your operation.

Ready to Explore Your Options?

Start with a few details about your vehicle and let our team help with the rest.

Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Auto Insurance to discuss your specific situation and available options.