Motor Truck Cargo.
Coverage designed to help protect eligible cargo while it's in transit.
Protecting Cargo on the Move
For trucking and logistics operations, the cargo you haul represents significant value and responsibility. Motor truck cargo insurance helps cover eligible cargo while it's in transit. We help Texas trucking and freight businesses understand their cargo coverage options.
What This Coverage Can Help Protect
Eligible Cargo in Transit
May help cover eligible cargo while it's being transported.
Common Freight Exposures
Addresses common freight exposures including damage, loss, and certain covered events.
Cargo Limits
We help you think through appropriate cargo limits based on the value of goods you transport.
Covered Loss Considerations
We help you understand what types of cargo losses may be covered.
Coverage Considerations
Cargo Value
The value and type of cargo you haul affects appropriate coverage limits.
Commodity Types
Different commodities may have different coverage considerations and exclusions.
Contractual Requirements
Some shipping contracts require specific cargo coverage limits.
Refrigerated Cargo
Temperature-sensitive cargo may need specific coverage for spoilage.
Who This Coverage Is For
Trucking Operations
For-hire trucking companies transporting goods for others.
Owner-Operators
Independent truckers hauling cargo under contract.
Logistics Companies
Businesses managing freight and cargo transportation.
What do you need to insure?
Select the vehicle type that best describes what you drive for business.
Motor Truck Cargo Insurance Questions, Answered
It may help cover eligible cargo while it's in transit, subject to policy terms, limits, and exclusions. We help you understand what's covered for the cargo you haul.
Some shipping contracts and motor carrier authorities require cargo coverage. We help you understand your contractual and regulatory requirements.
Coverage varies by commodity type and policy terms. Some goods may be excluded or require specific coverage. We help you understand your options.
Ready to Explore Your Options?
Start with a few details and let our team help with the rest.
Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Auto Insurance to discuss your specific situation and available options.