Garagekeepers Insurance.
Coverage designed to help protect customer vehicles that are in your business's care, custody, or control.
Protecting Your Customers' Vehicles
Auto service businesses take custody of customer vehicles every day. Garagekeepers insurance helps cover customer vehicles while they're in your care for service, repair, or storage. We help Texas auto service businesses understand their garagekeepers coverage options.
What This Coverage Can Help Protect
Customer Vehicles in Your Care
May help cover customer vehicles while they're in your business's care, custody, or control.
Auto Service Operations
Designed for businesses like repair shops, auto body shops, and service centers.
Covered Damage Exposures
May help cover damage from covered events like fire, theft, vandalism, and certain accidents.
Coverage Options
We help you understand available coverage options, including legal liability vs. broad form.
Coverage Considerations
Legal Liability vs. Broad Form
Legal liability covers damage you're legally responsible for, while broad form may cover damage regardless of fault.
Customer Vehicle Value
The value of customer vehicles you handle affects appropriate coverage limits.
Storage and Parking
Where and how customer vehicles are stored affects coverage considerations.
Business Type
Different auto service businesses have different garagekeepers coverage needs.
Who This Coverage Is For
Auto Repair Shops
Businesses that repair and service customer vehicles.
Auto Body Shops
Businesses that perform body work and painting on customer vehicles.
Service Centers
Businesses that take custody of customer vehicles for service.
What do you need to insure?
Select the vehicle type that best describes what you drive for business.
Garagekeepers Insurance Questions, Answered
Garagekeepers helps cover customer vehicles in your care, while general liability helps cover broader business liability. Auto service businesses typically need both.
Garagekeepers may help cover damage to customer vehicles in your care, depending on the coverage type. Legal liability covers damage you're legally responsible for, while broad form may cover more broadly.
The right amount depends on the value of customer vehicles you handle and your risk exposure. We help you evaluate your needs.
Ready to Explore Your Options?
Start with a few details and let our team help with the rest.
Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Auto Insurance to discuss your specific situation and available options.