Service & Utility.
Coverage guidance for service trucks, utility vehicles, and mobile workshop trucks.
About Service & Utility Vehicles
Service and utility vehicles bring the workshop to the job site, carrying tools, parts, and equipment. We help service businesses understand coverage options for their mobile operations.
Common Risk Exposures
Mobile Equipment
Service vehicles carry valuable tools and equipment.
Roadside Exposure
Service vehicles often park on streets and in driveways.
Multiple Stops
Service routes involve many stops, increasing exposure.
Employee Driving
Liability when multiple technicians drive service vehicles.
Relevant Insurance Coverage
Coverage options commonly considered for service & utility vehicles.
Things to Think About
Equipment Coverage
Tools and equipment in service vehicles may need separate coverage.
Vehicle Upfits
Shelving, racks, and upfits may need coverage attention.
Driver Schedules
We help you manage coverage for multiple service technicians.
What do you need to insure?
Select the vehicle type that best describes what you drive for business.
Service & Utility Vehicles Questions, Answered
Tools and equipment may need separate inland marine coverage. We help you understand your options for protecting your mobile workshop.
If your service van is used for business, commercial auto insurance is typically appropriate. We help you understand your options.
Yes. Fleet insurance may allow you to consolidate coverage for multiple service vehicles. We help you explore fleet options.
Ready to Explore Your Options?
Start with a few details about your vehicle and let our team help with the rest.
Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Auto Insurance to discuss your specific situation and available options.