Food Trucks.
Coverage guidance for mobile food trucks, food trailers, and mobile kitchen vehicles.
About Food Trucks
Food trucks combine a commercial vehicle with a working kitchen, creating unique insurance needs. We help food truck operators understand their coverage options.
Common Risk Exposures
Kitchen Fire Exposure
Cooking operations create elevated fire risk.
Mobile Operations
Moving between locations creates driving and parking exposure.
Customer Liability
Serving food to the public creates product and general liability exposure.
Equipment Value
Food trucks carry valuable kitchen equipment.
Relevant Insurance Coverage
Coverage options commonly considered for food trucks.
Things to Think About
General Liability
Food service operations need general liability in addition to auto coverage.
Equipment Coverage
Kitchen equipment may need separate coverage attention.
Propane and Fire
Cooking with propane creates specific fire and liability exposure.
What do you need to insure?
Select the vehicle type that best describes what you drive for business.
Food Trucks Questions, Answered
Food trucks typically need commercial auto, general liability, and potentially workers' compensation coverage. We help you build a coverage program for your food truck operation.
Kitchen equipment may need separate coverage under an inland marine or equipment policy. We help you understand your options.
Yes. Food service operations need general liability in addition to commercial auto coverage. We help you understand your coverage needs.
Ready to Explore Your Options?
Start with a few details about your vehicle and let our team help with the rest.
Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Auto Insurance to discuss your specific situation and available options.