Flatbed truck parked outdoors
Flatbed Truck Insurance

Flatbed Trucks.

Coverage guidance for flatbed trucks, stake beds, and open-deck hauling operations.

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Vehicle Overview

About Flatbed Trucks

Flatbed trucks haul equipment, materials, and oversized loads across Texas. We help flatbed operators understand their coverage options.

Risk Exposures

Common Risk Exposures

Cargo Securement

Open-deck loads create cargo securement and liability exposure.

Oversized Loads

Hauling oversized or heavy loads creates specific liability considerations.

Equipment Transport

Transporting valuable equipment creates coverage needs.

Loading and Unloading

Liability exposure during loading and unloading operations.

Coverage Options

Relevant Insurance Coverage

Coverage options commonly considered for flatbed trucks.

Additional Considerations

Things to Think About

Cargo Type

We help you think through coverage for the types of loads you haul.

Equipment Value

We help you determine appropriate coverage for your flatbed truck.

Permits and Regulations

Oversized loads may require permits and have specific coverage needs.

Commercial Auto Quote • Step 1 of 5

What do you need to insure?

Select the vehicle type that best describes what you drive for business.

Straight Answers

Flatbed Trucks Questions, Answered

Motor truck cargo insurance may help cover eligible cargo on your flatbed. We help you understand your cargo coverage options.

Oversized loads may have specific coverage and permit requirements. We help you understand your options for oversized hauling.

Most flatbed operations need liability, physical damage, and cargo coverage. We help you build a coverage program for your operation.

Ready to Explore Your Options?

Start with a few details about your vehicle and let our team help with the rest.

Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Auto Insurance to discuss your specific situation and available options.