General Contractors.
Commercial auto coverage for the work trucks, pickups, and service vehicles that keep your contracting business moving.
Commercial Auto Insurance for General Contractors
General contractors rely on trucks and trailers to move crews, tools, and materials to job sites across Texas. We help general contractors understand commercial auto coverage options for their vehicle operations.
Common Vehicle Types
- Work pickup trucks
- Service trucks
- Equipment trailers
- Utility trailers
- Cargo vans for supplies
Insurance Coverage Considerations
Work Truck Liability
Liability for business-owned trucks used to transport crews and materials.
Tool and Equipment Transport
Trucks carrying tools may need separate inland marine coverage for equipment.
Employee Drivers
Liability when employees drive company trucks to and from job sites.
Trailer Coverage
Coverage for trailers used to haul equipment and materials.
Common Operational Exposures
Job Site Parking
Trucks parked at job sites face theft and damage exposure.
Material Transport
Hauling materials creates cargo and liability considerations.
Multiple Job Sites
Moving between job sites increases driving exposure.
Insurance Products for General Contractors
What do you need to insure?
Select the vehicle type that best describes what you drive for business.
General Contractors Questions, Answered
If you use trucks for business purposes, a personal auto policy may not provide adequate coverage. We help you determine whether commercial coverage is appropriate.
Tools and equipment may need separate inland marine coverage. We help you understand your options for protecting your tools.
Hired and non-owned auto insurance may help cover liability when employees use personal vehicles for business. We help you understand this coverage.
Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Auto Insurance to discuss your specific situation and available options.